Read moreEverybody thinks that they’re going to time the market, they’re going to sharpshoot the market, and buy right at the bottom. The truth of the matter is that nobody is good at it.
Read moreWhat people ask for has nothing to do with the value of a property. You might see a listing for $300,000 and think you should make a $250,000 bid. But hyper-focus on what the house is worth. You should know what the house is worth by looking at comparable properties. Base your bid on that.
Read moreRefinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?
Read moreRefinancing doesn’t reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.
Read moreIf a house is priced appropriately, make a bid 10 percent below that amount.
Read moreI got along with people very well at every job I had, people liked me and I liked them and I loved being on my feet.